Timm started investing when he was 14. After being accepted to the United States Naval Academy in 1996, he was able to use his college savings for investing. While others focused on “dot com” investments, he made his fortune investing in cyber security companies the “dot coms” all needed. At 20 years old, he was running investment portfolios for 31 officers and midshipmen. He was commissioned into the navy, earned a Bachelor of Science in Economics and became a Navy Pilot. Following 2 deployments as a pilot, he returned to the Naval Academy as an instructor and began learning Arabic and earning his Master of Arts in Defense and Strategic Studies through the Naval War College. During that time, the military was taking substantial casualties in Iraq and he conducted 25 death notifications. He became disgusted with the investment management industry as he watched poorly educated and manipulative “mutual fund salesmen” pressure life insurance recipients (from the deceased service members) to purchase their expensive products. During that time, the navy pleaded with pilots to support the war effort and take temporary assignments to support Navy Special Warfare. He earned designations as a Civil Affairs Officer and a Tactical Debriefer and received language instruction in Somali. During this time, he also earned a certification in Lean Six Sigma from Harvard Business School and worked for Joint Special Operations Command (JSOC). He completed 4 additional combat deployments. He eventually served as an admiral’s aide in Washington state where he met his wife Kelly. He shifted to the navy reserves and took a job with Merrill Lynch as a portfolio manager where he was ranked in the top 1% (of 13,000 people) for 4 years in a row. During that time, he also supported Cyber Warfare and the National Security Administration until he retired from the military in 2020. In 2020, he left Merrill Lynch following their reversal of being a fiduciary (having the client’s best interest) and he took a partnership at 180 Wealth where he can continue to be a fiduciary. “Always advise clients how you would expect to be advised if you were in their shoes” and “I would rather lose business than ever be dishonest” are two of his mantras.